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At 42, I Was Finally Ready to Be a Mom—Until My Sister Emptied My IVF Fund to Pay for Her Third Wedding

Posted on August 8, 2025 By admin

I had poured every ounce of effort into saving for IVF—my final shot at motherhood at age 42. But when I checked my account, I found it completely drained. My sister had taken every cent… and spent it on her third “fairy-tale” wedding.

All my life, I had never been the one people noticed. I wasn’t the pretty one, the star, or the woman who turned heads. I was the dependable one—the hard worker who kept pushing things off for “someday.”

Years passed in a blur. Suddenly, I was alone. Forty-two.

After struggling through a failing marriage where my husband became more and more distant, I reached a breaking point. I realized I had two choices: pursue motherhood on my own, or face a future without the one thing I’d always dreamed of.

“Sheesh, Lynn, your husband ditched you. You’re better off,” my mother muttered, not even lifting her gaze. “Let’s be honest, he never put in any effort.”

I stood silently by the kitchen table, struggling to hold back tears.

Then my sister Jenna chimed in, her tone dismissive. “Wait—you’re thinking about IVF now? Seriously?”

“Yes,” I answered, firm and clear. “With a donor. I’ve made my decision. I don’t have the luxury of waiting anymore.”

“You’re not ancient, Lynn,” she scoffed. “You could still meet someone decent.”

“I’m 42. I’m not putting it off anymore. I’m ready to be a mother—even if it means doing it alone.”

Mom said nothing. Jenna rolled her eyes like I was ridiculous.

“You’re insane. Nobody wants kids these days. They’re just a burden.”

“Tell that to your two ex-husbands,” I snapped.

“I’m not afraid of starting over, unlike you—always walking around like the world owes you something. And by the way, IVF isn’t cheap.”

“I know. That’s why I’ve been saving. And I remembered that joint account Dad set up for both of us. I’ve been contributing to it for over a decade.”

Jenna froze. Mom got up and began wiping down an already spotless countertop.

At the time, I didn’t read too much into their behavior. I should have.

The next morning, I walked into the bank, clutching my handbag tightly.

“Good morning. I’d like to check the balance on a joint account under both my name and my sister’s,” I said, passing my ID under the glass partition.

The teller typed for a moment, then her fingers halted. She looked at the screen, then at me.

“There’s nothing in that account.”

I blinked. “Sorry?”

“The balance is zero. The funds were withdrawn five days ago.”

“Who withdrew it?”

She scanned the screen. “It was taken out by… Jenna M. Your sister.”

I don’t remember walking out of the bank. The world became quiet, like I was underwater.

The next thing I knew, I was at Jenna’s apartment, ringing her buzzer with a trembling hand.

She opened the door almost instantly, dressed in pajamas, holding a fancy latte.

“Oh wow, Lynn! What a surprise!” she beamed. “Come in! I was just about to call you.”

“You emptied the account?” I asked, my voice hollow.

“Yeah. Why?”

She stepped aside like it was no big deal.

“Why? Jenna, that money wasn’t just yours—it was mine. It was for IVF. For a baby.”

“Oh, stop it,” she groaned, rolling her eyes. “I told you this baby-on-your-own idea was insane.”

“I wasn’t asking for your opinion. I was depending on that money. My portion alone would’ve covered the IVF and my maternity leave.”

“Well,” she shrugged, “a wedding costs money. A luxury wedding? Even more. But this one? This one is going to be absolutely perfect. My last one. I’m not cutting corners.”

“You mean to tell me you burned through tens of thousands of dollars—for decor and champagne?”

She grinned and pulled a drawer open. “Here,” she said, handing me something.

It was an invitation. Heavy cardstock. Gold foil. Embossed.

“You’re kidding,” I muttered. “You spent money on engraved invitations? They’ll just end up in the trash!”

“It’s about the experience,” she replied, annoyed. “Floral installations. Signature cocktails. A harpist during the dinner. Everything needs to be elite.”

“I was trying to create a life, Jenna. And you were throwing a circus.”

“Oh please, Lynn. Don’t be so dramatic.”

“I saved quietly. Carefully. For years. While you spent your second alimony on spa retreats and essential oils.”

“I’m not going to apologize for living well. If you want to be a single mom, fine. But don’t expect everyone to cater to you.”

Just then, Mom walked in, drying her hands with a towel.

“Girls, please. Too early for drama.”

“She stole from me,” I said, pointing at Jenna. “The joint account Dad set up? I kept funding it. She drained it behind my back.”

“Lynn, come on,” Mom sighed. “Jenna just wants to start fresh. Let her have this moment. Someone in this family deserves some happiness.”

“What about me? What about my happiness? My chance to start over?”

“You’re strong. You always figure it out. But Jenna… she needs this. We should be happy for her.”

“Happy? For the sister who stole my dream from under me?”

“Lynn, please…”

“No. I’m done being the one who carries the burden. Who sacrifices while she gets celebrated.”

I walked out, gripping the ridiculous invitation like a curse. Jenna may have taken everything. But it wasn’t over.

She wanted her dream wedding? Fine. But it would happen on my terms.

I’d never reached out to Tyler before—Jenna’s fiancé, her prized “new beginning.” The man she flaunted like a prize after her last divorce.

We barely ever spoke, outside of awkward greetings at family events. But that morning, I found myself dialing his number.

He didn’t hesitate. “If this is about Jenna, I’d rather know the truth than stay in the dark.”

We met at a polished café near his office. He stood when I arrived.

“Lynn. Are you okay?”

“No,” I said, taking a seat. “And after this, you probably won’t be either.”

His brow furrowed. “What’s going on?”

“Jenna stole from me. A joint account, set up by our parents. I’ve been saving into it for over ten years. She took everything five days ago—for the wedding.”

He looked shocked. “That doesn’t add up. I’m paying for the wedding. All of it. Jenna said she wanted me to feel like it was my gift to her.”

“You’re paying?” I asked. “For what?”

He opened his phone and showed me invoices—everything from venue deposits to florists and harpists.

I scrolled silently. He wasn’t lying.

“So if you’re paying for all of this… where did the money she took from me go?”

He looked up, disturbed. “You think she’s hiding something?”

“I don’t just think it. I know it. And I’m going to find out.”

He nodded slowly, face pale. “Please. Keep me informed.”

I left him sitting there, stunned, gripping his phone like it had betrayed him. Outside, I zipped my coat and drew a deep breath.

Jenna hadn’t just stolen my money. She was hiding something big. And expensive.

And I was going to uncover it.

A week later, I was deep in the heart of Jenna’s bridal circus. Fake smiles, enthusiastic nods, endless planning. I told her I wanted to help. That I was over everything. That I was sorry.

She ate it up.

She called me “super sister” and gave me full access to her plans—schedules, vendor contacts, dress fittings. I smiled. I listened. I waited.

One night, after too much overpriced prosecco, Jenna passed out on the couch.

I opened her laptop.

It wasn’t password protected. Her inbox was chaos—discounts, spam, invoices. I almost missed it.

A thread: RE: Divorce Proceedings – Gregory S.
Subject: “Final request before formal filing.”

I clicked. And it all made sense.

I printed the document. And waited.

The next day, I stood in her bridal boutique. Stylists swarmed. Jenna lit up when she saw me.

“Lynn! You look so intense.”

“I am.”

“What now?”

I handed her the paper.

She read it. And froze.

“Where did you get this?”

“From your inbox. Don’t worry—I hesitated. Then I remembered you didn’t hesitate to rob me.”

“You had no right!”

“And you had no conscience. Greg isn’t letting this divorce go quietly. He’s suing you—for cheating. And he has proof.”

She scanned the room, panicking. “Keep your voice down!”

“I tracked your calls, your meetings. You’ve been hiding it from Tyler. Planning to fix it after the wedding—once you’re legally Mrs. #3.”

“I was going to fix it…”

“No. You were going to lie. But now, I’m calling the shots.”

“What do you want?”

“Every penny you stole. Wired to me by Friday. No games.”

“And if I don’t?”

“Then Tyler gets everything. And maybe I’ll let Mom read those love letters you sent them both the same week.”

She looked stunned. Like she’d never met this version of me.

“You’re bluffing,” she whispered.

“Try me.”

I turned and walked out. She stood frozen, still holding the paper.

When I got home, my phone buzzed.

Incoming transfer. The full amount. Down to the cent.

I stared at the screen. Let out a long breath. And smiled.

She thought she could buy a fantasy life out of lace and lies. But I had fought for something real.

Exactly one year later, my daughter was born. Healthy. Beautiful. Mine.

She weighed 7 pounds, 1 ounce. And she was worth every battle I fought to bring her into the world.

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